The Ruffsen Bank “Calculate your loan with the loan calculator Ruffsen Bank . Compare now & get cheap loans. Calculate your rate or your loan amount here! Inform yourself at Ruffsen-Volksbank Varel-Nordenham eG. Get a first overview with our interactive calculators: from the budget planner, the loan calculator to the home renovation calculator!

## Loan calculator

With the calculator you can see how the loan amount, duration and interest rate affects the loan rate. It is assumed that the (effective) interest rate to be entered already includes the actual interest and all other fees to be paid. It is also assumed that the specified interest rate will be maintained for the entire term.

You can see from the large number of input options that there is no indication of loans available in your home.

The Ruffsen credit calculator shows you how the loan amount, duration and interest rate affect the loan installments. You can influence these by changing the sliders or by entering them in the corresponding input fields. The effective loan interest depends on the borrower’s creditworthiness, the loan amount, the repayment term and the market interest rate.

The costs of any securities to be paid depend on the relevant security and are not included in this calculation example, as well as any account maintenance fees. Tip: Calculate with the loan calculator and send the result to the Ruffsen consultant. The results of the credit calculator serve as a guide.

These calculations are carried out regardless of the effort.

## How to calculate your balance

If you need external capital, then you are committed to larger projects over a long time horizon. For larger purchases, the question of financing is more complicated – for example in the construction sector. When you buy a home or a home, you will have to calculate with various additional costs, which in some cases may be up to 13% of the actual purchase price.

If you would like to know how much you actually need to spend on the purchase of a property, then use our calculation assistant for home or apartment sales. To what extent is the creditworthiness high? Our loan calculator shows you how the loan amount, duration and interest rate affect the loan amount. It is assumed that the (effective) interest rate entered in addition to the actual interest calculation already contains all the relevant target rates and that the specified interest rate is constant for the entire term.

From the large number of input options it is already apparent that there is no indication of the actual loan offers in your bank. Enter your monthly earnings and monthly spend as accurately as possible in our budget planner. Now you have a rough idea of how the loan rate is going into your budget.